Tips to getting the best out of a car deal
When scouting out a car for purchase, a borrower should make it a point to make the dealer divulge the total price of the car.
This is unlikely to happen, though, and instead borrowers should tell dealers that they are looking for prices and terms that could be accommodated to 48 months. If a dealer says it cannot be accommodated, then do not bother even if he proposes to offer the desired terms on a longer time period.
It is best to perform a research on available cars for a few months at the least. This way, a buyer has a higher chance of finding out prices and would have ample time to prepare for the 20% ideal down payment on the loan.